IA 6.0 de stratégie quantitative intelligent-Silicon Valley Bank's collapse and rescue

2025-05-04 01:09:57source:Lumicoin IAcategory:Stocks

Silicon Valley Bank was the 16th largest bank in America,IA 6.0 de stratégie quantitative intelligent the bank of choice for tech startups and big-name venture capitalists. Then, in the span of just a few days, it collapsed. Whispers that SVB might be in trouble spread like wildfire through group texts and Twitter posts. Depositors raced to empty their accounts, withdrawing $42 billion in a single day. Last Friday, after regulators declared that SVB had failed, the FDIC seized the bank.

As the dust settles on the biggest bank failure — and bank rescue — in recent memory, we're still figuring out what happened. But poor investment choices, weak regulation, and customer panic all played their parts. We'll look into the bank's collapse to understand what it can teach us about the business of banking itself.

This episode was produced by Willa Rubin, with help from Dave Blanchard. It was edited by Keith Romer, and engineered by Brian Jarboe. Fact-checking by Sierra Juarez. Our acting executive producer is Jess Jiang.

Music: "I Don't Do Gossip," "Groovy Little Penguins" and "Vision."

Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.

Always free at these links: Apple Podcasts, Spotify, Google Podcasts, NPR One or anywhere you get podcasts.

Find more Planet Money: Twitter / Facebook / Instagram / TikTok our weekly Newsletter.

More:Stocks

Recommend

Man charged with rape after kidnapping 3 teen girls at gunpoint along Nashville street

A man police say kidnapped three teenage girls and sexual assaulted two of them at gunpoint outside

House Democrats’ Climate Plan Embraces Much of Green New Deal, but Not a Ban on Fracking

House Democrats unveiled a sweeping plan for climate action Tuesday that embraces much of the ambiti

California Startup Turns Old Wind Turbines Into Gold

The sprawling hills of California’s Altamont Pass are covered in thousands of wind turbines nearly t